Insights
Investment
Every investment decision carries tax consequences, estate implications, and insurance exposure. Most advisors treat those as someone else's problem. We trace them and act on them.
Exercising the options was sound advice. The AMT bill was $90,000. The CPA found out in February, after the window to model around it had closed.
The rebalancing created $48,000 in gains in September. The planning window to offset them closed December 31. The CPA received the 1099 in February.
Your wealth manager moved bonds into the IRA last spring. The CPA's income projections for your Roth conversion were now wrong. Nobody told the CPA.