Insights

Tax

Most tax decisions get made in April. The ones that actually save money get made in October. This is the planning your return preparer isn't doing.

Avoid tax loss through coordinated wealth management
Tax

The Installment Sale That Canceled the Tax Loss

The wealth manager harvested $38,000 in losses. The CPA was structuring a $52,000 installment gain. Neither knew about the other. The offset that was possible never happened.
Close roth conversions faster
Tax

Roth Conversions Close Faster Than You Think

The Roth conversion window looks like eleven years between retirement and required distributions. After Social Security, IRMAA thresholds, and bracket effects, it's often three to five.
Tax planning coordinated across we advisors
Tax

The Tax Planning Your Return Preparer Isn't Doing

Your CPA files accurately. That's not tax planning. The decisions that lower your April bill had to happen in October. Your CPA saw October in February.